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Discover the Next Generation of RateStar

Ten years ago we launched the industry’s first risk-based premium pricing tool. Thanks to your support, RateStarâ„  is now the preferred choice of lenders.

Your feedback has made possible the next generation of RateStar: a newly streamlined portal with updated features that reflect your need for convenience, accessibility and speed.

Light Years Ahead: The New RateStar

Visit our new portal at to experience:

  • Our new express quote, requiring minimal data entry for an instant response.
  • Our fully customizable rate quote option, providing more precise MI pricing.
  • A simplified, user-friendly interface with easy-to-read screens.
  • Support for all applicable MI pricing options.
  • Reduced processing time, resulting in faster results regardless of the pricing option.

RateStar also features the industry’s only MI buydown option – RateStar Buydownâ„ .

Our updated RateStar still guarantees:

  • Our most competitive prices for your borrower’s loan.
  • Our 90-Day Promise on rate quotes to protect your pipeline.
  • The ability to save, share or print quotes for future reference.
  • Side-by-side comparisons to pick the best MI option for your borrower.

Available on all devices, 24/7

RateStar Buydown

The only MI Buydown tool available in the industry, RateStar BuydownSM is available to RateStar users exclusively.

Get our most competitive rates from RateStar and then buy down your borrower’s premium to an exact dollar amount – one that your competition can’t match.

RateStar Buydown makes it easy to experiment with different combinations of upfront and monthly payments to customize the perfect solution for cost-conscious borrowers. Learn more in our Buydown Rate Quote and MI Order Process Guide and view a video demonstration of how to get a RateStar Buydown.

It's the ultimate flexibility for lenders:

  • Buy down the MI using any lender and/or seller credits, as well as borrower funds — no money left on the table.
  • Lower premium payments allow more loans to qualify for GSE loan requirements.*
  • Works with Arch MI's Standard and EZ Monthly plans, as well as Arch Mortgage Guaranty Company (AMGC) products.

*For example, Fannie Mae Debt-to-Income ratios and/or Freddie Mac Automated Underwriting System approval.